How to calculate the value of a personal injury claim

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If you or someone you love has suffered a personal injury, you may be eligible to make a personal injury claim. Dealing with a situation where personal injury has occurred can be overwhelming and stressful. While you can try and recoup damages on your own, working with a personal injury law firm can help you build a solid claim that best represents your situation, and ensures you are fairly represented when dealing with the insurance companies.


To help you better understand how a personal injury claim is calculated; let’s have a look over some of the key principles and tools that a personal injury lawyer would use to help you calculate an appropriate claim amount.

Determining a personal injury claim calculation

It doesn’t Matter how the injury was sustained, a car accident insurance claim or a slip and fall claim use the same process to arrive at a compensation sum. Compensation value is directly proportional to the severity of the injury. This means, the more severe the injury, the higher the amount of compensation you could receive.

A personal injury lawyer uses two main factors to calculate the potential compensation sum:

  • Severity of the injury
  • Mental and emotional repercussions because of the injury

Compensation, known in legal terms as damages, will come in two forms for a personal injury claim.

  • General damages:Referring to the pain, suffering and loss the injured party has incurred, general damages are calculated by referencing to Judicial Guidelines as well as a database of previously-reported cases.
  • Special damages:The financial losses a person suffers as a result of the accident are calculated as special damages. This includes both past and future losses. While there is a very long list of things that can fall under special damages, some of the most common include:
  • Loss of earnings
  • Unpaid care and assistance received from others
  • Damage to property
  • Current and future medical expenses
  • Cost of transport to medical and other appointments
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A successful claim takes time and effort. There is a lot of supporting documentation required, and a lot of conversations with insurance adjusters. It can be hard to know what expenses and losses you should include in your claim, and when the best time to make a claim might be. Did you know that injuries and losses can change over time? Waiting until you are sure about your situation as a result of your injury, may be the best thing to do so that you submit a full and complete claim.

Navigating a personal injury claim is a delicate and personal situation. Graves and Richard is a known law firm in St. Catharines that focuses solely on personal injury claims. If you were injured or disabled by a personal injury accident and are seeking a personal injury lawyer in St. Catharines or the surrounding region, Graves and Richard can help you successfully navigate your case. They can guide you through managing your file, dealing with your doctor, and communicating with the insurance company. Graves and Richard’s personal injury lawyers have the skill and expertise to help you with your case, so you can better focus on your well being. Our team prides themselves on their skill, compassion, and commitment to our clients. We know that each case is unique, and we commit to being the expert in your corner to help guide you through the right legal solution for your needs. We will review your claim free of charge, with no obligation. Let us help you. Contact Graves and Richard today and start your path to recovery.

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